The Great Ripple Debate: FinCEN Ruling Labels XRP a Currency, Not a Security


The US SEC has decided Bitcoin and Ethereum will not be regulated as securities but the debate continues to rage over Ripple, the third‐largest cryptocurrency by market capitalization. Some argue US FinCen has already set a precedent for Ripple’s definition, which will mean the SEC must eventually follow suit.

June has seen the US Securities and Exchange Commission (SEC) make clear that Bitcoin (BTC) and Ethereum (ETH) are not securities and will not be regulated as such. Ripple’s (XRP) classification, however, is still up for debate – or is it?

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